GTA 6 Purchase Planner: Budget Your Goals & Earning Time

How to use the GTA 6 purchase planner

Build a purchase order for vehicles, properties and other goals, then estimate the earning time between each purchase. The calculator works with the numbers you enter. You can use it now for hypothetical budgets; its results are not confirmed GTA VI prices or mission payouts.

1. Enter your starting balance and net earnings per hour, after expenses.
2. Name each goal and enter its full cost, including any upgrades you want.
3. Move goals up or down to compare purchase orders. Add income only if your scenario assumes that purchase increases earnings.
4. Read the time for each step and the combined earning time. Save the plan on this device or copy a link to share the scenario.

Worked example: saving for two purchases

Suppose you start with GTA$20,000 and assume net earnings of GTA$10,000 per hour. Your first goal costs GTA$50,000, so the GTA$30,000 shortfall takes three earning hours. After that purchase, your balance is zero. A second goal costing GTA$30,000 takes another three hours: six hours in total. These numbers illustrate the calculation, not actual game prices.

If your first purchase instead adds an assumed GTA$5,000 per hour, the second step uses GTA$15,000 per hour and takes two hours. The total becomes five hours. Changing the order can change when that extra income becomes available.

Why does a result say “Estimate unavailable”?

Every step needs a known cost and enough starting cash or a positive earning rate. A blank cost means unknown, not free. Fill in your own estimate to calculate that step; leave it blank when you do not have a useful assumption. Later purchases depend on the earlier steps.

What does the estimate include?

Each step uses the cash shortfall divided by the current net hourly income. Money is spent when you reach a goal; any additional income starts afterward. The result is earning time, not a real-world completion date. Access requirements, cooldowns and changing payouts still depend on the game and your play schedule.

For individual earning cycles, use the money calculator. Compare an investment separately with the property payback calculator, or check the officially sourced facts before treating a scenario as a game mechanic.